Den 1 juli 2004 ändrade riksdagen lagen, så att det skulle bli möjligt för svenska bostadsinstitut att finansiera sin utlåning genom emittering av s.k. säkerställda obligationer. Fördelen med denna form av finansiering är att investerarna som köper de säkerställda obligationerna kommer att ha prioriterade fordringar på den underliggande säkerheten om det emitterande institutet skulle gå i konkurs.

Syftet med denna uppsats var att kartlägga utländska bankers utveckling i Kina samt att studera dess effekter på den kinesiska ekonomin. Uppsatsen är kronologiskt indelad och börjar då de utlänska bankerna gjorde sina första inträden på den kinesiska marknaden under andra hälften av 1800-talet och forsätter in till mitten av 2000-talet. Beskrivningen sker med hjälp av en löpande diskussion av makr

This thesis compares three different tests by analyzing the difference in sample means between two different data samples, both with small sample sizes. The three tests being examined here are the t-test, nonparametric bootstrap, and permutation test. These tests are employed under several different circumstances, such as varying sample sizes, means, underlying distributions, and variances in the

The role of commercial aviation and economy in common perception, having a new airport is a new signal of the development in a region. It brings prosperity and creates development blocks to facilitate the growing aeropolis. At least, 4.5 percent of the world’s GDP is contributed by the emergence of airports and aviation industries. However, there are many societal, environmental, and economic draw

This thesis is concerned with the problems that the monopolist is facing under the second-degree price discrimination where he does not possess the complete information about the preferences of the different consumer groups and as result he is not able to recognize different consumers prior to the consumption. The aim is to investigate what is, under those circumstances, the best possible strategy

This thesis is concerned with the problems that a government of a country faces when it will find the Pareto optimal tax-system, for finitely many inhabitants in a country where individuals have quasilinear preferences and a lack of information of wage or hours worked by any particular individual, based on Weymark's model (1986, p. 201-204). The aim of this thesis is to describe pedagogically

This essay is a comparison of the American and the Swedish labor law systems regarding the right to strike. American unions generally have a tougher time than Swedish unions to get by. Not only do they have to fight the employers, the federal government does not give much support either and the union dislike is widely spread amongst the population. This goes back all the way to the beginning of th

Small- and Medium-sized enterprises (SMEs) contributed a lot to the economic growth and promote employment in China. However, they were suffering from the credit discrimination, insecure property right protection, lack of the industry support policy and social services the same time. Based on this general background, in 2003, the Law of the PRC on promotion of Small and Medium-sized Enterprises (S

In 2005-2008, the textile industry in Zhejiang has encountered the similar economic situation of currency appreciation and rising labor cost with the post-1985 Taiwanese textile industry. The output, exports and employment of them in each region has been impacted. This paper finds the similar type of SMEs in both textile industries. The textile enterprises in Zhejiang can learn the experience of m

Abstract: Rural enterprises flourished in China from late 1970s until the end of 20th century. It is a hot topic among researchers to investigate these rural enterprises. In this thesis, I will review the main picture of Chinese rural enterprises’ development and make a comparison between regions which went on different ways of developing rural enterprises.

In this thesis we have discussed if rewards could increase IT acceptance and therein IT use. We have conducted a preliminary study at Alfa Laval in the countries of Denmark, Finland, Germany, Norway, and Sweden. We have specifically conducted telephone interviews with eleven Alfa Laval employees about their use of a Voluntary Computer System (VCS) called IB@WEB. Our main interest was in discoverin

Maternal mortality levels in most low middle income countries is not been the same over the past decades. Among these countries, some of them seem to have an improvement in reducing maternal mortality but the aggregate picture is indicated the regional progress as not that impressive. This is been the case because of the different social and economic policies that each low-middle income countries

This study was performed using daily spot prices, from January 1997 through July 2004; of the three assets that constitute the crack spread i.e. crude oil, gasoline and heating oil - all listed on the New York Mercantile Exchange (NYMEX). Our objective has been to characterize the dynamics of the spread and subsequently create trading strategies to yield returns that surpass that of a passive appr

In 1991 the African Union established a plan for creating a monetary union for the whole continent. The plan, the Abuja Treaty, aim to unify the continent, creating stability and improving economic welfare. Several regional economic communities (RECs) are the foundation of this plan which means that the progress is primary dependent on their successful development. This essay studies Africa’s prog

Denna uppsats är skriven på uppdrag av Nordmalings kommun som önskade en djupgående studie av befolkningsminskningen i kommunen. Uppsatsens syfte var att göra en statistisk sammanställning och analys av befolkningen i Nordmalings kommun, för att på så sätt få en överblick på den demografiska utvecklingen. Studien visar att det den 31 december 2008 bodde 7 276 personer i Nordmalings kommun, varav 3

The aim of this thesis is to analyze the extent to which policy integration and project coordination has been achieved and what the effects of these two factors have been in relation to the fisheries sector in the Lake Victoria region in the East African Community (EAC). Theories pertaining to benefits of policy integration and project coordination are utilized as well as the theory of the "T

This thesis examines the impact of European Union’s (EU’s) financial assistance in reinforcing Bosnia and Herzegovina’s (BiH’s) compliance with Copenhagen economic criteria for membership in the EU. Since 1995, the EU has exerted a considerable political effort and extended substantial financial assistance to reconstruct and stabilise a war-torn BiH. Between 2000-2006 financial assistance was deli

Kunskapens värde visar sig i allt större utsträckning inom olika organisationer idag. Många företagsledare inser att för företaget relevant kunskap är en stor konkurrenskraft på den globala marknaden. Detta gör att många företag skaffar sig kunskapshanteringssystem för att bevara den kunskap som finns hos olika individer inom företaget. Utveckling och implementering av sådana system har visat sig

Regeringen lade 1999 fram en proposition om att Sveriges förvaltningar skulle införa 24-timmarsmyndigheten i sina verksamheter. Deras vision var att förvaltningarnas tjänster och service skulle vara tillgängligt för medborgarna dygnet runt oavsett geografiskt läge. Tanken var att det skulle bli ett informationssamhälle för alla. Visionen skapar problem som digitala klyftor och osäkerhet kring säke

The area of distributed development is often said to be troublesome with different problems making the work harder. The aim of this study has been to identify work practices that can make distributed development more successful. A case study approach has been used to identify successful practices. Interviews were used as the primary method for data collection. To get a wide view of the area, the i