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Mellanbanksavgifter i systemet för kortbetalningar En undersökning av gränsöverskridande handel för kortbetalningar och dess konkurrensbegränsande effekt

Bakom den transaktion som sker när en konsument köper något av en näringsidkare, och betalar med kort, finns ett omfattande system. Detta system utgörs oftast av fyra parter och en systemägare. De fyra parterna är kortinnehavaren, den utgivande banken, näringsidkaren och den inlösande banken. Mellan de två nämnda bankerna uppstår en så kallad mellanbanksavgift varje gång kortinnehavaren drar sitt There is a comprehensive system behind the transaction that occurs when a consumer buys something of a trader and pays by card. This system usually consists of four parties and one system owner. The four parties are the cardholder, the issuing bank, the trader and the acquiring bank. It occurs an interchange fee between the two banks each time the cardholder swiping their cards in the trader's

Rop på hjälp i GT/Tanak

This thesis is a terminological study of the Hebrew word s'q. There is an idea among some scholars that the people who heard someone cry using either the Hebrew word for “help!” or “violence!”, was obligated by law to help them. The cry is described with the word s'q. The helper is called “savior”. In this thesis I seek to find out if this idea is merely a moral code or if the law in Tanak

Klass och ekologisk konsumtion

Ekologisk mat har under de senaste två årtiondena, och i synnerhet det senaste årtiondet, utgjort en ökande andel av matkonsumtionen. Till en början var det framför allt frukt, kaffe och grönsaker som stod för denna ökning, men de senaste åren har det spritt sig till alla de kategorier av mat som SCB använder i sina mätningar. Samtidigt har ökningen inom frukt och grönsaker stannat av helt. Uppsat

Spårväxlar i vinterförhållanden

During the period 2009-2011 Sweden had two really hard winters with lots of snow. The result was train delays because of snow in the railway switches. The purpose of this work is to highlight the problems that arise around switches during winter and to propose methods to reduce these problems. The switch has a core function of the railway system and must therefore work properly. Switches are also

Vems är det reproduktiva ansvaret? En spegling av genus betydelse vid biståndsbedömning av försörjningsstöd

Abstract Author: Sanne Modin, Matilda Berggren Title: Who has the reproductive responsibility? – A reflection of gender roles in work with financial assistance [translated title] Supervisor: Yvonne Johansson Assessor: With this study our intent were to examine the Swedish social services workers view on financial assistance to contraceptive use. We wanted to look at this subject from a gender pe

Effects of physical environment factors on worker's health in micro and small sized industries of Pakistan

Background: Physical and environmental factors can affect both job performance and job satisfaction of the workers. Despite of the progress and improvement made for occupational safety and health, work environment especially in low and middle income countries is still hazardous for the workers. A large number of work related injuries and occupational accidents happens around the world each year. T

"Jag sliter, du sliter, alla ska slita" - en kvalitativ innehållsanalys av tv-programmet Nybyggarna

The purpose of this study was to examine the phenomena of social issues in the media. More specifically the purpose was to find out how the TV-show Nybyggarna addresses homelessness and how they choose to cope with the specific social issue. In the TV-show seven homeless people are offered the opportunity to remodel a barn into their own home with individual flats along with the TV-host Anders Öfv

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The purpose of this bachelor thesis has been to discuss the role of the heroine in the movies Alien (1979) and Prometheus (2012). I have also looked at how the roles of ”The Final Girl” and the heroine are portrayed in light of each other. The possibly intriguing meeting between “The Final Girl”, the last surviving woman in a slasher-movie, and the science fiction heroine has been the driving forc

Detta är vad skolan står för. Möjligheter och begränsningar för grundskolans värdegrundsarbete.

Utgångspunkten för denna uppsats är de problem med grundskolans värdegrundsarbete som Skolverket och Skolinspektionen lyft fram i tidigare rapporter (Skolverket 2009:419, Skolinspektionen 2012:9). De menar att värdegrunden tolkas på olika sätt och att skolor sällan har en plan för hur arbetet ska genomföras. Med syftet att bidra till en större förståelse för detta problem belyser uppsatsen lärarna

Analysing a bistable switch in systems biology with stochastic simulations

We analyse biological switches with the aid of computers and the Gillespie method, a stochastic solver. Stochastic calculations can lead to spontaneous switches which are, in part, determined by a subset of the parameters. In a deterministic description this is hidden. Initial analysis using a deterministic description of the system will reveal that by applying certain constraints on the system we

Viets ambivalens: Om hur kärleksproblem omtalas i relationsspalter

Vår kultur är i hög grad en terapeutisk kultur; i teve, radio, på Internet och i tidningar pågår terapier av olika slag. Bland dessa är parterapin en av de mer populära. Syftet med den här uppsatsen är att undersöka en samtida diskurs om kärlek. För detta används en Foucault-orienterad förståelse av diskurs och makt, och sociologiska teorier om individualisering och kärlek. I en diskursanalys av b

Identifiering av riskområden där sulfidsediment oxideras till följd av grundvattensänkning Fallstudie av fem vattendrag vid Norrbottenskusten

Streams in Norrbotten County, near the coast of the Gulf of Bothnia in northern Sweden, suffer from recurrent episodes of low pH and high metal concentrations, which have resulted in fish kills and cadmium levels exceeding environmental quality standards defined in the EU Water Framework Directive. The cause of these acid episodes is that sulfide sediments, which are quite common under the highest

Avfallsklassning av förorenad jord – Slump eller vetenskap? Utvärdering av olika provtagningsstrategier för avfallsklassning inom förorenade områden

A great part of the soil remediation projects in Sweden today are being carried out on heterogeneous contaminated areas where for example industrial activities have been going on for a long time. In many cases waste from the industrial processes have been dumped or spread out on the property, and there is no pattern in the occurrence of contaminants. The distribution of the concentration of the co

Combination effects of metals in soil - acute toxicity test of bacteria with the leucine incorporation method

Within the field of ecotoxicology there is a concept called combination effects. There are two different approaches to combination effects, independent action (IA) and concentration addition (CA). The common assumption in both approaches is that there are no interactions between the substances within the mixture. These approaches are used for predicting the toxicity of whole mixtures and also to e

Framtagandet av ett verktyg för produktprofilering - En analys av framtida inbyggnadsugnar för varumärket Cylinda

This master thesis started off as a project to build a product platform for the product category of built-in ovens with the Swedish white goods brand Cylinda. But as a part of Cylinda’s work in adapting a new brand value platform this thesis also became a part of the process of adding the brand value in to the products without moving away too much from the present product range of built-in ovens b

The estrogen receptor in the freshwater pulmonate gastropod Radix balthica: Investigating changing activity levels from exposure to 17α -ethinylestradiol

Endocrine disruption from synthetic human estrogens in molluscs has not been investigated as closely as in vertebrates. This has led to a missing piece in the important puzzle investigating the differences in effects between diverse animal groups after exposure to endocrine disrupting chemicals, EDCs. The Mollusca is one of the largest phyla in the world and the different species can be found in m